Sort your spending · about 2 minutes
Does this expense qualify for pre-tax money?
Tap what you spend on. You get four piles: what generally qualifies for HSA or FSA money, what counts only as treatment for a diagnosed condition, what is unclear, and the honest no.
How this works. The sorting happens in this browser tab. Nothing you tap is sent, saved or recorded, and it asks for no name, account or health details. Every answer cites IRS Publication 502 or 969, or the IRS warning IR-2024-65 (checked 2026-09-29). It is general information, not tax advice, and your plan administrator makes the final call.
Next: care at home for someone chronically ill (seven questions against the long-term-care rule, on your device) · whether an HSA or FSA can pay for care (case by case; it can say no).
Sources: IRS Publication 502 · IRS Publication 969 · IRS IR-2024-65. HSA money covers you, your spouse and your tax dependents.