care tied to a documented condition · pre-tax when clinically appropriate
When care is medically necessary, it should be pre-tax.
therapy
May be HSA-eligible with a mental-health diagnosis on file. Eligibility follows the documented condition and the physician's review, not the receipt.
The yearly IRS limit ↓
ergonomic equipment
A standing desk + ergonomic chair may be HSA-eligible with documented back or repetitive strain. Eligibility follows the documented condition and the physician's review — not the receipt.
How it gets documented ↓
wellness stack
Continuous glucose monitors and other monitoring devices can qualify when a physician documents medical necessity for a specific diagnosed condition. General fitness and wellness purchases usually do not. The review decides — and many requests do not qualify.
The standard we hold ↓
Examples, not results · a letter under IRS §213(d) only where a physician finds medical necessity (not live yet)